This book focuses on the relevance of equity-side innovative financial tools for SMEs in overcoming financial threats. Scholars identify difficulties in the financial sphere as the main causes of SME mortality. Such problems do not allow them to reach sustainable growth. It thus becomes critical to have the best knowledge of innovative financial tools to overcome financial constraints. By exploring the origin of financial needs, the book aims to observe how innovative equity-side financing tools, particularly equity crowdfunding, contribute to the SME dimension. The work outlines the main development factors, observing equity-crowdfunding’s effect on the rate at which SMEs reach sustainable total development (STD). Moreover, outlining the fundamentals of the main theories developed on financing choices, the work concludes with a systematic literature analysis on equity crowdfunding, highlighting the main features that currently increase scholars’ interest in the topic.

Because of the subprime mortgage crisis in 2008, the challenges of securing necessary external capital have become more significant for young ventures. In this realm, equity crowdfunding has evolved into the most promising financing alternative for entrepreneurs and received worldwide attention. By focusing on three subsequent research questions, this book aims to contribute to the ongoing scientific discussion of equity crowdfunding. First, it reveals fruitful future research avenues by providing a systematic overview of the development of equity crowdfunding research. Second, it sheds light on the so far less explored investor perspective and analyzes the decision-making process of equity crowdfunding investors. Third, based on a multi-method approach, the questions of how equity crowdfunding investors evaluate radically innovative ventures and how radically innovative ventures can establish venture legitimacy are explored.

Find Mortgages 101 by David Reed in Paperback and other formats in Business & Economics > Real Estate - Mortgages.

Private Equity experienced dramatic flutuations in investment activity in line with the turbulences of financial markets in recent years. Claudia Sommer develops a theoretical framework of factors driving private equity investment activity and the resulting performance implications. Using a data set of more than 40,000 European transations between 1990 and 2009 she applies a variety of econometrial approaches and shows how neoclassical aspects, information asymmetries, agency conflicts, and market timing contribute to the dynamics in the private equity market. In a performance analysis of more than 1,300 European private equity funds, she reveals how fund performance is linked to investment activity.

This book highlights how, in principle, digital technologies present an opportunity to reduce social disparities, tackle social exclusion, enhance social and civil rights, and promote equity. However, to achieve these goals, it is necessary to promote digital equity and connect the digital underclass. The book focuses on how the advent of technologies may become a barrier to social mobility and how, by concentrating resources and wealth in few hands, the digital revolution is giving rise to the digital oligarchy, further penalizing the digital underclass. Socially-disadvantaged people, living at the margins of digital society, are penalized both in terms of accessing-using-benefits (three levels of digital divide) but also in understanding-programming-treatment of new digital technologies (three levels of algorithms divide). The advent and implementation of tools that rely on algorithms to make decisions has further penalized specific social categories by normalizing inequalities in the name of efficiency and rationalization.

The basic principle of building home equity is the same for everyone (paying off as much mortgage as possible), but in today's financial environment, different generations face different challenges. Therefore, no matter how old we are, we've put together some tips on building home equity.

Home equity loans provide you with cash in exchange for the net assets you have accumulated in the property as a separate loan.

As with any loan, the person with the highest credit score will be entitled to the highest interest rate. The banks that provide these services will place more stringent requirements on your credit score and the equity in your property. Here are the best interest rates we can find among lenders who still offer home equity loans

If you are first-time home buyers, it is very important for you to choose the right mortgage. Here are some tips can help you find a mortgage that suits you as easily as possible.

Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.

The steps for using ETrade for the first transaction are similar to those for any land-based financial institution. The main difference is that you can use ETrade to trade online rather than in person. You can use ETrade for your first trade anywhere you have an internet connection, and you don't need to talk to anyone or hear any selling points before or after the purchase. Your transaction costs may also be lower than those of traditional brick-and-mortar businesses.

Get the best car insurance for you at the best price by knowing all the information about car insurance.

​When the first time we applying for a credit card, we may feel a little nervous. Because there is always a frustrating possibility that it will not be approved. Here is a step by step guide on how to get an approved credit card. With this guidlines you can increase your chances of success.

It is essential to apply for a credit card to live in the United States.

Metromile's pricing is mainly based on mileage. For people who don't drive often, the charge is low.